UC4 certified for use with the Avaloq Banking System

Automated scheduling of Avaloq Banking System (ABS) and enterprise systems with UC4 Workload Automation Suite
VIENNA, February 3, 2009 – UC4 Software, a leading global provider of workload automation, job scheduling and IT process optimization solutions, today announced the certification of UC4 Workload Automation Suite for use with the Avaloq Banking System (ABS) version 2.6. The companies have also signed a partnership agreement that will enhance Avaloq to refer customers requiring a complementary scheduling and automation solution to UC4 Software.
“The certification of the UC4 adapter enables organisations to utilise a complementary technology that has been successfully tested and validated against our Model Bank environment,” said Adrian Bult, COO, Avaloq Evolution AG. “Joint customers will be able to increase the return on their existing technology investments leveraging a solution that interfaces directly with the Avaloq Banking System.”
Avaloq solutions are changing the IT landscapes within private and retail banks in Switzerland, Germany, Liechtenstein, Luxembourg, Singapore, Hong Kong and other markets. With UC4 Workload Automation Suite enterprises remove manual intervention, reduce latency and mitigate risk from their end-to-end business processes. The UC4 Business Integration for Avaloq communicates directly with ABS through application interfaces, allowing customers to extend the automated scheduling of their core banking systems and integrate with external applications.
UC4 Workload Automation Suite can manage back-end processing for ABS and all other surrounding systems that many finance institutes rely on. Avaloq users receive regular software updates which support banks in remaining compliant with industry regulations. When utilizing additional tools it is important that Avaloq users work with solutions that are compatible and certified for use with Avaloq. This reduces maintenance and support issues and allows joint customers to benefit from the enterprise wide visibility and control provided by UC4.
“It gives UC4 great pleasure to extend its relationship with Avaloq,” said Cesare Capobianco, chief executive officer, UC4 Software. “We have benefited from an excellent working partnership working towards receiving this certification. It has allowed us to develop an interface that is compliant with Avaloq’s technical specifications, which also delivers measurable business value to our joint customers.”
About AvaloqThe Avaloq Group, with branches in Luxembourg and Singapore, is the Swiss market leader in the field of standard banking software. For over a decade, the Swiss company has been developing and marketing the Avaloq Banking System. It is trusted by leading financial service providers in private, retail and universal banking in international financial centres around the globe. A network of specialists with first-class partners in the areas of implementation, software, service and technology enables Avaloq to offer its clients a comprehensive all-in-one solution – a modular, innovative and integrated standard software for the financial sector. Avaloq is owned by its management and employees.
About UC4 SoftwareUC4 Software is a leading global provider of workload automation, job scheduling and IT process optimization solutions that ensure core business processes and enterprise information systems run faster, more accurately and without interruption. More than 1,600 companies worldwide have successfully enhanced application processing performance and improved IT efficiency using UC4’s business acceleration solutions. Customers include American Suzuki Motor Corporation, Cadbury, eBay, Eastman Kodak, General Electric, Mattel, McGraw Hill, Panasonic, Robert Bosch, Sun Microsystems, Symantec, T-Systems and Verizo
This entry was posted on Pazartesi, Şubat 23rd, 2009 at 03:32 and is filed under teknoloji. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

The slowdown of the Houston economy is picking up speed.

The slowdown of the Houston economy is picking up speed.After setting a torrid pace less than a year ago, the local economy is barely adding new jobs now. At the same time, the unemployment rate has shot up, and so has the number of first-time filers for jobless benefits.Houston-area employers created 17,200 new jobs between January 2008 and January 2009, according to data released Thursday by the Texas Workforce Commission. That 0.7 percent year-over-year increase was the weakest since the summer of 2004 and doesn’t include the large layoffs already announced in Galveston at the University of Texas Medical Branch and Shriners Hospital for Children.It’s a sharp departure from just a year ago, when Houston gained 87,400 jobs in the preceding year for a robust 3.5 percent clip.“I think we’re headed to negative territory in just a few months,” said Barton Smith, director of the University of Houston’s Institute for Regional Forecasting. “By May or June they’ll be negative.”Weaker hiring coupled with a spike in the number of folks looking for work caused the local jobless rate to jump to 6.5 percent in January, its highest level since July 2004, according to the commission. In December, the rate was 5.6 percent.The rate is also climbing statewide. In January, the Texas unemployment rate was 6.4 percent, which commission Chairman Tom Pauken expects to grow to 8 percent later this year. Statewide data is seasonally adjusted while local data is not.“It’s occurring a little faster than we thought,” said Smith, referring to the slowdown that has been especially hard on retailers and financial firms.New figures due todayWhile the strong energy industry buffered Houston during 2008, Smith predicts the city soon will lose that cushion. As world economic conditions deteriorate and reduce the demand for energy, he expects widespread job cuts in oil field equipment manufacturing, a key industry for Houston.The layoffs are still relatively mild but they’ll pick up during the year, he said.“The national economic storm has hit us,” said Pauken, who spoke with the Houston Chronicle’s editorial board Thursday.The unemployment rates in Houston and Texas are still better than the U.S. figure, which stood at 7.6 percent in January and rose to 8.1 percent in February, according to federal statistics released today.Pauken pointed to the spike in initial claims for unemployment benefits that has made it difficult for out-of-work Texans to get through on the busy phone lines to file for benefits. The commission is adding phone capacity to handle the calls, he said.He pointed to the spike in initial claims for unemployment benefits that has made it difficult for out-of-work Texans to get through on the busy phone lines to file for benefits. The commission is adding phone capacity to handle the calls, he said.In January, 26,828 Houston-area residents filed initial claims for unemployment benefits. That’s up 24.4 percent from December, when 21,567 residents requested benefits, and nearly double the number of applicants a year ago.Previous report revisedIt’s not uncommon to see job losses from December to January because companies are cutting holiday help and evaluating budgets, said Joel Wagher, labor market analyst for Workforce Solutions, which manages employment services, education and training for the area.But this time losses were higher than usual because of the struggling economy, he said. It was the worst one-month employment decline in the last 10 years, he said.Also, the latest report included the annual revision of the previous year’s estimates. Houston’s job base didn’t grow nearly as quickly as the commission thought.In January, the commission estimated the Houston area added 57,300 new jobs between December 2007 and December 2008, a 2.2 percent increase. But once actual payroll tax records were tallied, the area gained only 22,500 jobs during that time for a 0.9 percent increase.Houston’s annual job growth peaked last June at 4.6 percent. It has declined ever since, Wagher said.

VSEP

VSEP Membrane Cleaners In addition to filtration systems, New Logic manufactures a complete line of chemical cleaners designed to maintain maximum flow rates in all VSEP applications.Years of exhaustive research and development by New Logic engineers have resulted in seven chemical cleaners formulated to attack the most stubborn foulants across a wide range of membranes and feed streams.While designed for VSEP membrane filtration systems, these advanced formulas are perfect for cleaning any membrane.To learn more about VSEP Advanced Cleaning Solutions, please choose a link below to visit our sister site http://www.membranecleaner.com/.

While membrane-based separations of liquids from solids have enjoyed increasing popularity over the last 20 years, the technology has an inherent Achilles heel that affects all membrane devices: fouling. This long-term loss in throughput capacity is due primarily to the formation of a boundary layer that builds up naturally on the membranes surface during the filtration process.In addition to cutting down on the flux performance of the membrane, this boundary or gel layer acts as a secondary membrane reducing the native design selectivity of the membrane in use.

DDR-150 Rotary Positioning Stage

Direct drive brushless DC servo motor
Precision ground ABEC-7 4-point contact bearings
Durable stainless steel top plate with through hole
Resolution to 0.2 arc seconds
Highly repeatable Hall effect home and limit switches
Optional encoder scale cover
Ideal for:
Wafer Inspection
Precision Assembly
Laser Machining


Low Profile Direct Drive Rotary StageAnorad's new DDR-150 rotary positioning stages are designed for precise position and velocity control in light to medium force applications. High performance is achieved through use of a brushless DC servomotor, high resolution optical encoder and precision bearing set all housed in a compact and precisely machined aluminum base with a rugged stainless steel top plate.

The direct drive servo control of the brushless DC motor has several advantages over conventional gear driven rotary stages. Backlash is eliminated, torque variation is minimized, plus gear and brush wear are no longer factors in long term usage. Added benefits include speeds up to 360 rpm, 0.2 arc second resolution and ±1 arc second repeatability. Step-and-settle time is also reduced due to increased servo bandwidth.
Available options for the DDR-150 include a variety of encoder resolutions to meet your speed and accuracy requirements. An axial through hole for use with pneumatic or optical devices; adjustable home, limit and hardstop positions; and a sheet metal cover to protect the encoder and internal components.

Specifications
Parameter
Specification
Parameter
Specification
Travel
unlimited
Maximum Velocity2
1273 rpm
Accuracy
±20 arc sec
Acceleration
34 rad/s2
Repeatability1 (bi-directional)
±1 arc sec
Axial Capacity
25 kg
Resolution1
0.214 arc sec
Axial Runout (TIR)
5 µm
Stability
±2 counts
Radial Runout (TIR)
5 µm
Minimum move1
0.5 arc sec
Wobble3
±8 µm
Peak Torque
7.4 Nm
Thru Hole diameter
35 mm
Continuous Torque
1.4 Nm
Concentricity (Thru hole)
±2 µm
Inertia
0.217 kg-m2
Stage Weight
3.5 kg

DDR-150 Construction
Mechanical Features
Stationary Base
High strength aluminum alloy with black anodized finish (Nickel plating optional)
Rotating Table
Stainless steel with passivated finish
Bearing System
ABEC-7 precision ground 4-point contact radial bearing
Encoder
Incremental optical encoder with reflective tape scale (50 lines/mm)
Limit Switches
Hall effect home and limit switches


With 0.214 arc sec resolution (256x multiplication)
At lowest resolution (top speed dependent on controller and resolution)
Measured at 60mm radius

Free Modbus Scanner

Powered by DAQFactory, the QuickMod Modbus scanning tool allows you to quickly monitor a group of addresses from your Modbus device connected over ModbusRTU on RS-232 / RS-422 / RS-485, ModbusRTU over Ethernet, or ModbusTCP. You can read Coil and Input status, and Input and Holding registers in various data forms from standard 16 bit integer words to floating point values. You can even view a graph of any one of your addresses.
Best of all its free! QuickMod was developed by AzeoTech using DAQFactory Developer and therefore runs without any license fee on any DAQFactory installation, including a DAQFactory trial. Once the trial period is over, QuickMod will still work!
Plus, if you decide to purchase a DAQFactory license, you can modify the QuickMod application for your own use, adding new screens, reading more inputs, controlling outputs, logging the data, creating automation loops, generating emails, and any other of the many features available in the various versions of DAQFactory. To get QuickMod, click on the link below to download the DAQFactory trial. QuickMod requires DAQFactory but will continue to work even after the 25 day DAQFactory trial expires.
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Recover, Repair, Recycle

Add Scanning Capabilites to Your Huntron Tracker Model 30 SystemTracker Model 30 shown with Scanner II underneathAdding a Huntron® Scanner to your Tracker Model 30 system lets you access components using standard DIP clips and cables, custom cables to PCB connectors or interface to a bed-of-nails.You can compare one component with another in real-time (64 pins max.) or use your PC to automate testing and scan up to 128 pins.Huntron Scanners can be used with a Huntron Access Prober to provide Common line connections while the Prober is probing a PCB. This method gives you up to 128 selectable Commons to use. For example, you can connect the Scanner to a connector on a PCB mounted in the Prober using a common ribbon style cable. While the Prober is probing, any one of the lines on the connected ribbon cable can be selected as the Common reference. This would provide you true point-to-point testing capabilities.Note: The ProTrack Scanner will be replaced by the Scanner II and/or the Scanner 31S effective 1/1/2008. This applies to commercial sales only.Scanner II and Scaner 31S users may want to consider these Optional Accessories to enhance their test capabilities.Highlights:The Scanner II and Scanner 31S accessories add scanning capability to the Tracker Model 30All Scanners have a minimum 64 pin capabilityThe Scanner II can scan up to 128 pins when the A and B channels are combinedThe Scanner 31S use standard IDC style connectorsThe Scanner II uses the common SCSI-2 (68 pin) style connectorsUp to 8 Scanner IIs can be “daisy-chained” to increase the available number of test pinsSelecting Accessories for your Scanner IIThe Scanner II accessories for interfacing to your printed circuit board come "ala carte". This means that you select the accessories you want included with your Scanner. Choose from SMT or through-hole style DIP clip and cable kits (Scanner Adapter required with Scanner II) or a mutli-pin breakout cable. Details on these accessories are provided on this page.SpecificationsMax. Number of Test pinsScanner IIScanner 31SProTrack Scanner128 (per Scanner)64128 (both channels combined)Number of ChannelsScanner IIScanner 31SProTrack Scanner212Number of Pins per ChannelScanner IIScanner 31SProTrack Scanner646464Front Panel ConnectorsScanner IIScanner 31SProTrack ScannerSCSI-2 (68 pins)IDCIDCPart NumberScanner IIScanner 31SProTrack Scanner99-039399-039999-0098Dimensions (Scanner II and 31S)11.1in W x 1.8in H x 8.6in D(28.2cm W x 4.6cm H x 21.8cm D)CertificationsCE and ETL listedWarranty1 year limitedSupplied Accessories with ScannersHuntron P/NQtyDescriptionAvailable Online?All Scanners06-52171Manuals CDScanner II98-04801Interface Cable-Scanner 31S98-01031Cable Assembly, 20 pin clip98-01021Cable Assembly, 40 pin clip07-12341Clip, 20 pin-07-12301Clip, 40 pin-98-04801Interface Cable

Biomedical Sample Handling

Multi-axis X-Y linear motorized positioning stageABTech inc's Mini X-Y Linear Motor stage combines Copley Controls, Thrust Tube "Micro" series linear motors with non-contact linear encoders and precision mechanical guideway bearings to produce a unique lightweight, low mass and low profile, linear motor positioning stage.This design incorporates the linear motors coil (forcer) as the stages workholding carriage while the linear mechanical guideway bearings provide load support, travel straightness and orthogonality for accurate positioning and repeatability.The Thrust Tube linear motors are electrically identical to conventional brushless DC motors making them compatible to most third party brushless drives.These mini X-Y stages are ideally suited for pick-and-place or point-to-point positioning applications such as biomedical sample handling or inspection.ABTech's modular design approach and full engineering services can respond quickly to provide a solution to your O.E.M. needs for ultra-precision linear motion.
Features
Thrust Tube "Micro" series brushless DC linear motors
Precision linear mechanical guideway bearings
Non-contact linear encoders
Position accuracy & repeatability: ±0.000080" (±2.0µm)
Motor drive amplifiers
Motion controllers
Custom bases
Complete turn-key systems
Modular design

Custom Stack Analysis

Custom Stack Analysis, LLC., was originally established in Alliance, Ohio, in 1965 by Mr. Ernest Kolm. In the year 2000, the company was acquired by Mr. James K. Gray, who has over 18 years experience in the field of air emissions testing. In the year 2005 Custom Stack Analysis, LLC. acquired the source testing assets of Envisage Environmental, Inc. Custom Stack Analysis, LLC. has capabilities for performing Stack Testing, Industrial Hygiene, Analytical Services, Burner Combustion Efficiency, Radon Testing and Indoor Air Quality. The company has performed work not only for small companies, but also many fortune 500 companies. A professional staff can ensure that any of your environmental needs are met with quality and competitive pricing.Custom Stack Analysis, LLC., has been providing air emissions testing for the past 38 years. In this time, they have performed testing for many prominent clients, such as Stericycle, Inc., Goodyear Tire & Rubber Co., and WCI Steel, along with many other prominent companies. The company has extensive knowledge in testing for medical waste incinerators, printing operations, steel foundries, asphalt facilities, power plants, petroleum refineries, chemical plants, brick manufacturers, lumber processing, hazardous waste incinerators, rubber manufacturing, roofing production, plastic manufacturers, and many other types of operations. The company has also been providing its services to engineering companies, government agencies, and control system designers. The company has experience providing services internationally including Canada, Puerto Rico, Jamaica, Dominican Republic, Caribbean Islands and South America. If you have an international project that requires our services be sure to give us a call. In 2009 Custom Stack Analysis, LLC. joined a service alliance with Zaff International/Hi-Tech Ltd. for providing services in Saudi Arabia and the Gulf Coast countries.Custom Stack Analysis, LLC., has an excellent performance reputation in working with many prominent Clients in Ohio and throughout the United States. The company is noted for its ability to deliver quality services in accordance with project schedules, and to provide responsive assistance to Clients in emergency situations.Custom Stack Analysis, LLC., has a company policy of providing high quality services to clients. The company also has a strong commitment for safety on the job for its work force, which includes USEPA's safety, health, and environmental management training program for field activities for all employees.Custom Stack Analysis, LLC., is an active member in the Air & Waste Management Association, Source Evaluation Society, Ohio Chamber of Commerce, and Carolina Air Pollution Control Association.

titanmoneyexpress

titanmoneyexpresstitanmoneyexpress is an international payment processor in an OFFSHORE jurisdiction. For individuals and online businessesfrom across the world! Make payments, do shopping or receive money by email fromanywhere in the world!As an offshore payment processor in a tax havenjurisdiction you benefit as follows: -All you need is a FREE account and your email addressto send or receive moneyOFFSHORE protection status- no 3rd party reportingrequiredPersonal / Prestige Accounts takes 2 minutesto open!Merchants sell your products to anyone with an emailaccount- FREE SCI!New: Business PrestigeAccounts for High Net worth Individuals and Business people from across theworld. read moreUser Accounts may be operated on a "Verified" or"Unverified" status. readmoreNeed some Privacy and Anonymity?-Escrow services coming soon!What about Tax Freedom?NO tolerance Policies against fraud orattempted fraud! readmore..then look no further!Questions? go to the KNOWLEDGEBASE
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Etiketler: BANKA, free scı, KREDİ, offshore, reed more, titanmoneyexpress

THE LAST DAYS OF PRIVACY

As technology makes life richer and easier, we leave a trail of information that is susceptible to prying eyes


Within the next four months, a major Bay Area supermarket chain plans to introduce a payment system that uses biometric fingerprint authentication to verify customers' identities. Under this system, shoppers in checkout lines won't need to use cash, checks, debit cards or credit cards. Instead, they can place their fingers on scanners that read fingerprints, and once the device links to their bank or credit card accounts, they can buy groceries, get cash back and do everything else shoppers do.



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[Podcast: Insight Editor Jim Finefrock and reporter Jonathan Curiel talk about how Americans might as well face up the fact that there is little privacy left.]

The system is already used in cities around the United States, including Portland, Ore., and Chicago, where one shopper says it has changed his life for the better. Linc Thelen, a 37-year-old interior designer, says the fingerprint system -- known commercially as Pay By Touch -- is convenient to use and expedites his way through grocery lines at Jewel-Osco, where he shops. Thelen says the system lets people leave their wallets behind, so they don't have to worry about being robbed or losing their credit cards.

"I had no reservation," Thelen said in a phone interview. "It's a safe way to store information."

But no system is 100 percent foolproof.

Despite the fact that armed men guard the computers that store the customers' virtual fingerprints, despite the fact that Bank of America's former security chief now heads Pay By Touch's security division, and despite the fact that Pay By Touch hires people to try to expose vulnerabilities in its computer system (so those vulnerabilities can be eliminated), Pay By Touch President John Morris acknowledges that "it's not impossible" for computer hackers to figure out how to tamper with its information.

And therein lies one of the 21st century's most vexing problems: More and more of our personal data are captured and stored by corporate and government interests, and are potentially available to anyone with the technological, legal or financial means to access that information.

Whether it's phone calls we make, library books we check out, CDs we buy on the Internet or divorces we finalize in court, we leave a trail of information that becomes susceptible to prying eyes. For the price of a bus pass, you can pay a company to supply anyone's address, phone number, political affiliation, estimated income and property history. For $20 more, you can find out if that person is married or divorced, has a criminal record, and what sort of jobs he or she has worked.

Sen. Hillary Clinton, D-N.Y., says she will introduce a "privacy bill of rights" because identity theft and security failures of personal records have become "one of the most important issues facing us as individuals and as a nation."

The availability of personal information -- downloadable onto laptop computers, which are increasingly being fitted with fingerprint technology -- is changing the culture in ways that may seem trivial but are really benchmarks for a new society already in its formative stages.

A small example: Unbeknownst to the men who date her, Judy runs background checks on all of them, using a private investigator to dig out any "red flags" that would presage troubling behavior. A businesswoman in Southern California, Judy, 50, uses a company called DateSmart, whose client base has boomed in the past five years as more people confront the perils of online dating.

"I'm glad the information is out there," says Judy, who did not want her last name used because of concerns her suitors would read this article. "The men I'm talking to online are complete strangers. And I have absolutely no knowledge of their character other than what they're saying in their profiles. I need to feel comfortable knowing that they're not an ax murderer. The people you meet might be well dressed, but you never know if they have any criminal history. It's for (my) safety."

Background checks are nothing new. What's changed are the speed with which you can obtain them, their relatively small price (some companies advertise free checks) and their growing public acceptance. The information revolution has transformed the background check into a common and casual tool, and those being scrutinized probably don't have a clue. More obvious are the security cameras embedded in nearly every major American city, including New York, Milwaukee, Chicago, Atlanta, Los Angeles and, yes, San Francisco, where lenses record people's activities in such crime-ridden neighborhoods as Bayview-Hunters Point and the Western Addition. The spread of these cameras is championed by authorities, who say it reduces criminal activity, and criticized by the ACLU, which says the equipment is an unnecessary intrusion into public spaces.

Civil liberties groups have joined the widespread outcry against the government's monitoring of Americans' phone-call records. Two weeks ago in federal court, the ACLU challenged the legal rationale behind the National Security Agency program, arguing that the NSA's actions -- involving "data mining" of records provided by AT&T and other telephone companies -- violate Americans' rights to free speech and privacy as guaranteed under the First and Fourth Amendments. Last week, privacy experts raised questions about the U.S. government's monitoring of international bank transfers -- previously secret data surveillance officials say is justified by the fight against terrorism.

Americans' rights to privacy will be tested even more in the next few years as biometric technology creeps increasingly into everyday arenas. For example, on the campus of UC San Diego, biometric experts are testing a soda machine that uses both fingerprint and face-recognition technology. The machine is in a lounge for grad students in UC San Diego's computer science building.

"The students are very excited about getting it working," Serge Belongie, a UC San Diego associate professor of computer science, says in a phone interview. "People think it's very cool. ... No one uses money. They have accounts. What would be fun is if (the machine) recognizes you and says, 'Would you like your usual?' "

If UC San Diego students are reluctant to use the machine, their privacy concerns are outweighed by convenience -- a sentiment echoed in survey after survey on biometric technology. In March, Unisys Corp. released a report on public perception of "identity management" that said convenience and efficiency were the two biggest reasons consumers would use biometric technology. (The most preferred biometric methods are fingerprints and voice recognition, according to the survey. The least preferred, because of its perceived intrusiveness, is an iris or eye scan.)

Two of the biggest turnoffs for those who shun biometric technology: suspicion of how the technology works and loss of privacy. Among respondents from North America, just 56 percent said they'd be willing to share their fingerprint with a government organization such as a post office or tax authority. Among respondents from the Asia-Pacific region, 71 percent said they'd share their fingerprint with the government.

"As consumer confidence grows in the large-scale usage of (biometric technology) and standards are more generally comfortably adopted, you're going to see a pretty rapid migration" to it, says Mark Cohn, Unisys vice president for homeland security solutions.

Cohn, a principal architect of the Department of Homeland Security's US-VISIT Exit system, which uses fingerprint technology to run background checks on visa applicants and verify their entry to and arrival from the United States, says Malaysia offers a preview of how the United States may change in the coming years.

Since 2001, the Malay government has issued a biometric "multipurpose card" to Malaysians 12 years and older. The card, which features a thumbprint and photograph, acts as a passport, driver's license, ATM card, toll and parking pass, and medical record that lists blood type and any allergies.

The card is convenient to use -- but it's a nightmare for Malaysians who lose it or have it stolen. Crime syndicates in Malaysia have altered cards with different photographs and used them to give members new identities, though the Malay government insists these identity thieves can't access the original cardholders' personal information. Special chip technology and other password features prevent this, they say. Also, the cardholder's fingerprint -- rather than being visible on the card -- is encrypted in the card itself: To reveal the fingerprint, the card must be inserted into a special biometric device that compares the encrypted print with that of the person claiming to be the cardholder.

For anyone who has read Orwell's "Nineteen Eighty-Four," where "telescreens" keep track of people's lives, this new biometric technology will seem like fiction come to life. It's showing up everywhere. By the end of this year, U.S. passport agencies hope to issue "electronic passports" with computer chips that have digital photos of the holders. With the help of face-recognition machines, airport security can compare a photo with the face of the passport holder. For two years, an American corporation, VeriChip, has sold government-approved electronic chips that are inserted under people's skin to give doctors instant access to patients' medical histories.

In 2008, as mandated by the Real ID Act, states plan to issue driver's licenses linked to a database that includes each license holder's photo and Social Security number. These licenses (civil liberties groups call them national identity cards) will likely include a biometric photo of the driver accessible by authorities.

In the meantime, banks are considering using iris scans and even palm scans at ATMs in an effort to cut down on fraud. (In 1999, Bank United in Texas adopted iris-scan technology at three of its ATMs in a test that was discontinued when Washington Mutual took over the bank.)

Some people love the new technology. Others shun it.

Pay By Touch admits it has encountered some resistance among shoppers it approached in supermarkets that already use the company's fingerprint service. But Morris, its president, says many of these customers are quickly won over by the convenience of Pay By Touch, which is free for consumers, and that the company keeps data points based on users' fingerprints, not actual fingerprints. So far, supermarkets in 40 states use the Pay By Touch system.

Pay By Touch, which is based in San Francisco, wouldn't say which Bay Area supermarket chain will start using its fingerprint system in the next four months -- only that the chain will use the system in just a handful of its Bay Area stores. Pay By Touch users sign up voluntarily and are under no obligation to use it at the checkout line.

Pay By Touch says it takes great care to safeguard its users' data. After fingerprints are converted into algorithms, they're encrypted, then stored in IBM computers. Those algorithms can't be reconverted into an exact copy of the fingerprint, though Pay By Touch may eventually store users' actual fingerprints if the technology improves, Morris says. The company insists it will never sell users' personal information or fingerprints to anyone else -- a pledge that's backed up in writing when users sign up with the company. But what if federal authorities, citing national security, insist on the finger scan and payment history of a Pay By Touch user?

Pam Dixon, who heads the World Privacy Forum, a public research group, went to Chicago to warn potential Pay By Touch users about possible dangers.

"It didn't stick," she says. "People were (more) concerned with (convenience than) the potential risks. People can put their thumb on a pad and be done with it. But meanwhile, their biometric data is sitting with another company, a third party, that's subject to subpoena. One argument that I made: Let's say that every supermarket in the country, particularly the large chains, (use) a biometric payment system. It's a law enforcement dream because who needs a biometric database run by the U.S. government when you've got one being run by private companies?"

Citing the recent disclosure by the Veterans Administration, which said a computer with credit information on millions of veterans had been stolen, Dixon says, "The second issue is information security. If the VA can't keep its records secure, which is a government agency that has all sorts of strict controls that are supposed to be in place, how on Earth can a private company without the resources of something like the VA manage to keep something secure? When we have a credit card stolen, we can call the credit card company and say, 'Give me a new number.' But you can't do that with your biometric. You can't say, 'Give me a new fingerprint.' "

Morris dismisses such concerns, saying that Pay By Touch will actually decrease the likelihood that consumers' credit information is stolen or misappropriated. "I think (Pay By Touch users) get pretty rapidly that it's the ultimate way to secure their private data," he says. "It connects (their accounts) to something that's uniquely them, as opposed to handing a credit card over to a stranger or writing a personal check that seven or eight humans touch before it gets in their statement. Securing information by a biometric is a giant leap forward. (Users) like that they don't have to pull their card out anymore. They (tell us they) like that they don't have to carry their (purses or wallets) through the parking lot of an urban supermarket. There's a physical security benefit. Their numbers are never displayed. The safety of securing their data is the No. 1 thing they like."

The marketplace will determine whether the public is ready to accept commercial fingerprint identification. Investors in Pay By Touch believe that day is here, capitalizing the company with $190 million in the past 12 months. More than 2.5 million shoppers already use the Pay By Touch system. Morris envisions a day when all stores -- even mom-and-pop ones -- offer a Pay By Touch option.

Soon, customers will be able to use Pay By Touch from home with the help of fingerprint readers attached to their computers. In ancient China, rulers would put their fingerprints on documents to give them an official seal. Artists would also mark their work with prints. It wasn't until the late 1800s that authorities realized they could use fingerprints to catch criminals. Their evolution as a way to pay for groceries is a 21st century twist fueled by technology. It's also a trade-off between privacy and convenience. Welcome to the brave new world in Aisle 5.

Biomedical Sample Handling

Multi-axis X-Y linear motorized positioning stageABTech inc's Mini X-Y Linear Motor stage combines Copley Controls, Thrust Tube "Micro" series linear motors with non-contact linear encoders and precision mechanical guideway bearings to produce a unique lightweight, low mass and low profile, linear motor positioning stage.This design incorporates the linear motors coil (forcer) as the stages workholding carriage while the linear mechanical guideway bearings provide load support, travel straightness and orthogonality for accurate positioning and repeatability.The Thrust Tube linear motors are electrically identical to conventional brushless DC motors making them compatible to most third party brushless drives.These mini X-Y stages are ideally suited for pick-and-place or point-to-point positioning applications such as biomedical sample handling or inspection.ABTech's modular design approach and full engineering services can respond quickly to provide a solution to your O.E.M. needs for ultra-precision linear motion.FeaturesThrust Tube "Micro" series brushless DC linear motors Precision linear mechanical guideway bearings Non-contact linear encoders Position accuracy & repeatability: ±0.000080" (±2.0µm) Motor drive amplifiers Motion controllers Custom bases Complete turn-key systems Modular design

Hydropolis Underwater Hotel - Dubai ...

DUBAI: HYDROPOLIS HOTEL

This hotel, the world's first underwater luxury resort, brings new meaning to the "ocean-view room." Situated 66 feet below the surface of the Persian Gulf, Hydropolis will feature 220 guest suites. Reinforced by concrete and steel, its Plexiglas walls and bubble-shaped dome ceilings offer sights of fish and other sea creatures. It is scheduled to open in late 2007.

The Hydropolis is a self-acclaimed 10-star, underwater hotel which was under construction in Dubai. However, as of February 2007, Hydropolis' launch has been relaunched, due to cost issues and concerns over the project's impact on marine life, the project has faced major delays.

Hyrdropolis is envisioned as a fantasy hotel beneath the waves. This submarine hotel is inspired by the Jules Verne tale 20,000 Leagues Under the Sea. It will be an underwater oasis where visitors can marvel at the architecture surrounding them, and the sea beyond.

The project is divided into three sections. The "land station" is the complex where visitors are first greeted. It is a large building with a roof that dips and rolls like the crest of a wave. From there, people enter a tunnel to begin their journey to the hotel, itself. The tunnel is 1,700 feet long and carries a train beneath both the land and the sea.

The destination, of course, is the hotel itself. Mimicking natural forms, it is shaped like a collection of bubbles and curves designed to provide maximum resistance against the everyday pressures of the sea water as well as the occasional typhoon that may stray into this area. It has already been compared to both a jellyfish and a sea turtle. It features a pair of observation domes which allow an expansive view of the water and the creatures that live in it. They are large enough to emerge above the waves, and one is planned with a retractable roof allowing people to be surrounded by the ocean while looking directly into the sky.

ZAMZAM TOWERS

ZamZam Tower is a magnificent 5 star hotels situated steps away from King Abdulaziz Gate of Haram-Sharif, boasting a close view of the Ka'aba from it's residential suites.
ZamZam Tower provides a range of unique services and advantages that distinguish it as the best residential investment project in the Gulf Region. These features include residential suites elegantly furnished according to international 5 star standards and a direct connection to the Holy Mosque. High-tech heating and air-conditioning systems with a close view to the Haram Sharif. 36 elevators to serve residents and visitors efficiently.Grand 7000 sq meters shopping centre offering a wide range of brand shops and restaurants. Customised audio system transmitting Azan and prayers from the Holy Mosque direct to the residential suites.Praying space inside the complex and neighbouring areas accommodating 50,000 worshippers.

Hotel Grand zamzam

Business Centre: The Business Centre has the most advanced facilities and state of the art equipment, offering comprehensive range of secretarial and translation services, high speed internet, fax, photocopying and binding facilities. We also have a board room equipped with hi-tech audio visual equipment for holding business meetings.Services: 24-hour room service, laundry, Commercial Centre, foreign currency exchange, medical services, and outside catering.
Location: The hotel is located in front of the Holy Mosque and is designed to combine both exquisite architecture and proximity to the Haram.Accommodation: The hotel has 1300 rooms with elegance and style. The rooms are equipped with all means of comfort including controlled air conditioning, direct dial telephone with voicemail, hi-tech television with satellite channels, personal safe and high-speed internet access. Most rooms are overlooking the Holy Kaaba, offering spiritual atmosphere for seekers of God’s praise.Restaurants: Al Zahra – an elegant restaurant serving Middle-Eastern, Continental and International buffet along with a la carte menu. Al Yasmin – serves oriental dishes in an Arabian ambience. Tea Garden – serves light snacks, hot and cold beverages

MONEYWEB

Moneyweb

In een kort overzicht vind u hier de verschillende leenvormen. Voor de alle duidelijkheid staan hier de verschillen in het kort opgesomd.

Rekenvoorbeeld
De familie De Vries wil een lening aanvragen voor de verbouwing van de badkamer. Voor deze verbouwing willen ze € 5000,00 lenen. De familie De Vries wil zekerheid wat betreft de maandelijkse rente en wil tussentijds geen geld meer opnemen. Ze kiezen daarom voor een persoonlijke lening.

Jan en Anita willen meer financiële bestedingsruimte. Tussentijds willen ze geld kunnen opnemen. Wanneer er meer geld beschikbaar is, willen ze ook de mogelijkheid hebben om meer af te lossen. Ze kiezen voor een doorlopend krediet.


Lening vormen
Doorlopend krediet

Wat is een doorlopend krediet?
Een doorlopend krediet is er om over langere periode meer bestedingsruimte te hebben. U mag steeds geld opnemen tot aan de kredietlimiet, maar u mag ook minder opnemen.

Tussentijds mag er altijd zonder boete worden afgelost. Dit krediet is handig wanneer u nog niet exact weet hoeveel geld u nodig heeft of wanneer u het geld nodig heeft. U betaald elke maand een vast bedrag aan rente en aflossing.

Voordelen:
- Alleen rente betalen over het opgenomen bedrag
- Tussentijds extra geld aflossen (boetevrij)
- Meestal een eigen bankpas

Oversluiten van een doorlopend krediet:
U heeft een lening of misschien wel meerdere leningen lopen. Het is dan vaak voordeliger om uw huidige krediet(en) over te sluiten. In plaats van verschillende afschriften, komt alles dan op één handig overzicht.

Tussentijds een extra krediet afsluiten:
Wanneer u geen achterstand hebt opgelopen met betalen en uw financiële situatie laat het toe, is het mogelijk om een nieuwe lening af te sluiten voordat de vorige is afgelopen. Een deel van het bedrag dat u leent, wordt dan gebruikt voor de aflossing van de vorige overeenkomst(en).

Verhogen doorlopend krediet
Het kan voorkomen dat naast uw doorlopend krediet nog behoefte is aan een extra financiële reserve. U kunt er dan voor kiezen om het bestaande krediet open te breken en vervolgens uw krediet te verhogen.

Persoonlijke lening


Wat is een persoonlijke lening
Bij de persoonlijke lening krijgt u in één keer de beschikking over het geleende bedrag. Wanneer u een persoonlijke lening afsluit, weet u precies wanneer de lening eindigt. U spreekt namelijk van tevoren een looptijd af.

Zo spreekt u bij een persoonlijk krediet eenmalig een leenbedrag en een looptijd af. U krijgt dit bedrag in één keer op uw rekening gestort. Vervolgens betaald u maandelijks een vast bedrag aan rente en aflossing. In tijden van rentestijgingen biedt een persoonlijk krediet u zekerheid, want uw rente blijft ongewijzigd! Zo weet u precies waar u aan toe bent.

Bent u van plan een nieuwe auto of caravan te kopen? Of wordt het tijd voor nieuwe meubels? Wellicht heeft u hiervoor gespaard, maar is het genoeg? Wanneer u extra geld nodig heeft, maar graag overzicht houdt in uw financiën, is een persoonlijke lening voor u een oplossing!

Voordelen:
- Uitbetaling direct ineens
- Vast rentepercentage
- Vast maandbedrag
- Vaste looptijd

Vaste rente
Wanneer de rente stijgt is een persoonlijke lening ideaal. Mocht de rente stijgen, dan heeft dit geen enkele invloed op de persoonlijke lening. Deze rente blijft ongewijzigd.

Stel u koopt een auto. Bij een persoonlijke lening spreekt u van tevoren af wat de looptijd van de lening is. U kunt deze lening bijvoorbeeld afstemmen op de levensduur van uw auto. Hierdoor voorkomt u dat de auto al is afgeschreven, maar u nog steeds moet betalen aan uw persoonlijke lening.


Spaarkrediet

Een spaarkrediet is een doorlopend krediet, gekoppeld aan een kapitaalverzekering.

Doorgaans betaald u voor een doorlopend krediet maandelijks een bedrag aan rente en aflossing. Bij een spaarkrediet betaald u echter alleen rente, die wordt berekend over het bedrag dat u heeft opgenomen. Gedurende de gehele looptijd kunt u tot uw kredietlimiet bedragen blijven opnemen.

Daarnaast betaald u een maandelijkse premie voor een kapitaalverzekering.
Met deze verzekering kunt u een kapitaal opbouwen om de lening af te lossen.
Dit gebeurt met een kapitaalverzekering bij een gerenommeerde verzekeringsmaatschappij. De uitkering is gelijk aan de eindwaarde van de participaties en dus afhankelijk van de koersontwikkeling.

Rentekrediet

Een rentekrediet is een leenvorm voor particulieren die veel lijkt op een doorlopend krediet. Het grootste verschil is dat men bij een rentekrediet niet verplicht wordt om maandelijks af te lossen. Daardoor is het rentekrediet de leenvorm met de laagste maandlast. Deze leenvorm wordt ook vaak gebruikt om geld achter de hand te hebben, zoals bij een verbouwing of restauratie van bijvoorbeeld een oldtimer of ander duur verzamelobject. De looptijd van een rentekrediet is in principe oneindig. U lost immers niets af en betaald alleen rente. Ingezetenen van Nederland van 18 tot 65 jaar met een vast inkomen, wat niet mag bestaan uit een uitkering van de sociale dienst of de WW, kunnen in aanmerking komen voor een rentekrediet.

Moneyweb.nl is in het leven geroepen om als bemiddelaar in geldkredieten informatie te geven aan consumenten op het gebied van hypotheken en leningen. Hierbij wil Moneyweb.nl de consument helpen juiste en verantwoorde keuzes te maken bij het afsluiten van een lening of hypotheek.

Wij worden beloond door aanbieders op basis van doorlopende provisie voor wat betreft consumptief krediet en uit een mix van afsluit- en doorlopende provisie betreffende hypotheken en verzekeringsproducten. Bij eventuele klachten kunt u ons een brief sturen ter attentie van de Directie. Voor onverhoopte geschillen zijn wij aangesloten bij Klachteninstituut Financiële Dienstverlening.

ASC process systems

ASC is a leading manufacturer of specialized process equipment, control systems, and custom manufacturing software used in the composites, plastics, glass, solar, lumber, and concrete, coatings, and finishing industries. Our product lines include composite autoclaves, glass-laminating autoclaves, concrete autoclaves, industrial ovens, composite ovens, electroplating automation systems, process control software, autoclave control software, oven control software, and crane and hoist control software including scheduling. We're located in Los Angeles, CA and support thousands oAutoclaves and other equipmentASC manufactures a range of process equipment, including autoclaves, ovens, presses, heating systems, cooling systems, vacuum systems, and specialty pressure equipment. We also buy and sell used equipment.systems and hundreds of customers wControl & power systemsASC is a leading supplier of control and power systems for a wide variety of equipment and industries. We specialize in PC-based and PLC-based control solutions. Our PC-based systems typically feature our industry-standard CPC control software package.orldwide.Software for controls and manufacturingASC can develop custom software solutions for a wide variety of manufacturing applications. Our CPC software is the world's leading software for control of autoclaves, ovens, and many other applications. Our FLEXTIME software is also the leading PC-based solution for electro-plating and anodizing control

KREDİT OHNE SCHUFA

Schnell ist es passiert. Kein Geld um finanzielle Forderungen zu erfüllen, beispielsweise die Telefonrechnung. Das reicht aus und schon hat man einen negativen Eintrag in seiner SCHUFA-Akte. Die schufa (Schutzgemeinschaft für allgemeine Kreditsicherung) ist ein Kreditbüro, das von den Kreditgebern zum Beispiel Kreditinstituten, getragen wird. Ihr Ziel ist es Kreditgeber vor finanziellen Ausfällen zu bewahren, indem sie die Informationen sammelt, die für die Einschätzung der Kreditwürdigkeit von Personen von Belang sein könnenMit einem negativen Eintrag in die SCHUFA-Akte kann man meist bei inländischen Kreditinstituten keinen Kredit mehr erhalten. Die Lösung ist der so genannte "Schweizer Kredit". Hier wird ein Kredit auch trotz schufa gewährt. Das Kreditinstitut hat den Sitz in der Schweiz. Diese schufafreien Kredite werden über Vermittlungsfirmen vermittelt, und es wird keine Einsicht in die SCHUFA-Akte verlangt. Auch wer selbstständig arbeitet oder arbeitslos ist hat hier die Möglichkeit einen Kredit aufzunehmen, obwohl er nur in einem engen Rahmen sein Einkommen belegen könnte. Oftmals werden schufafreie ratenkredite in Anspruch genommen, die in monatlichen festgelegten Raten zurück bezahlt werden. Hier muss man allerdings im Normalfall mit höheren Zinsen rechnen, als es bei einem Kredit mit Einsicht in die SCHUFA-Akte der Fall wäre. Der Kreditgeber geht ein höheres Risiko ein und das spiegelt sich meist in den höheren Zinsen wider.Die Gründe weshalb man einen Kredit aufnehmen möchte sind vielseitig. Wichtig ist es für den Kreditnehmer jedoch, sich über seinen finanziellen Rahmen im Klaren zu sein. Er muss vorher genau prüfen, ob er in der Zukunft in der Lage sein wird, den aufgenommenen kredit auch wieder abzubezahlen. Ansonsten läuft man Gefahr, in noch größere finanzielle Probleme zu geraten, anstatt seine Probleme zu lösen. Ein gründlicher Vergleich zwischen Kreditangeboten ist also dringend anzuraten, damit nichts der Umsetzung seines Projekts im Wege steht.

FCI

You can count on FCI, as a leader in flex circuit connectors, for the most innovative and complete range of products in the industry. FCI offers products in LIF (low insertion force) and ZIF (zero insertion force), top and bottom contact options, vertical and right angle orientations, surface mount and through hole terminations in contact spacing options all the way down to 0.3mm with finer pitch products on their way. Additional features, such as optional cable locks and additional mounting devices, insure that FCI has a solution for almost any application, no matter how demanding.

As your connection to innovation, FCI continues to bring you unique solutions that not only give you the footprint you need but help to maximize the quality level of your application. Many of our flex circuit connectors offer ZIF with prehold, which applies a small retention force on the cable to hold it in place until the actuator is locked. FCI introduced the first flex connector with a back side flip actuator that allows the user to insert the flex cable and lock the actuator with one hand. FCI improved that feature on many products by modifying the connector housing to provide visual confirmation that the flex cable is mated properly. FCI was also the company that first brought you the option of an FFC/FPC connector under 1mm in height. These features combine to insure your application has the highest quality possible when it leaves your site.

KREDİET DİRCT

Krediet Direct is de Online Supermarkt voor krediet en wij zijn van mening dat u zonder bezoek thuis uw krediet kunt samenstellen.

Het is een nieuw concept op het gebied van krediet via internet in Nederland. U kiest afhankelijk van uw aankoop de gewenste lening en vervolgens kiest u voor een Persoonlijke Lening of een Doorlopend Krediet (behalve in de rubriek minder dan € 3.000).

U kunt vrijblijvend de verschillende verzekeringen (met maandelijkse premie) die bij u passen, afsluiten.

U krijgt zonder uw persoonlijke gegevens in te vullen een offerte die u zelf kunt printen.
Als u met de offerte akkoord gaat, vult u het aanvraagformulier in.

Na enkele minuten, krijgt u een antwoord online. Als uw aanvraag goedgekeurd is, kunt u zelf uw contract uitprinten.

Het Krediet Direct Idee

De online supermarkt voor krediet

Flexibele financieringen aangepast aan uw besteding.

Online gratis offerte in 10 seconden zonder uw gegevens in te vullen.

U doet zelf uw aanvraag thuis, u print zelf uw contract.

U krijgt geen bezoek thuis.

100% Nederlandse maatschappij binnen één van de grootste Europese spelers (Crédit Agricole Group).

POST BANK

POSTBANK
Im Juni 1999 übernimmt die Postbank die DSL Bank. Postbank und Bundesfinanzministerium verständigen sich über den Verkauf der Anteile des Bundes an der DSL Bank an die Postbank..

Durch die Partnerschaft der Postbank mit der Deutschen Post, die 100 Prozent der Postbank Aktien hält, verfügt sie über das dichteste Filialnetz aller Banken in Deutschland. Herzstück sind rund 850 Filialen der Deutschen Post. Insgesamt stehen den Kunden über 4.300 speziell geschulte Finanzdienstleistungsberater Rede und Antwort. .

Am 18. September 2006 wurde die Postbank in den DAX®, dem Aktienindex der 30 bedeutendsten deutschen börsennotierten Unternehmen aufgenommen.

Der Fokus der Postbank liegt auf dem Retail Banking. Dies bezeichnet Bangeschäfte mit dem Endkunden. Schon sprichwörtlich ist die strikte Kostenkultur der Postbank. Alle Produkte werden dezentral und standardisiert erstellt. Ziel ist die Kostenführerschaft zum Vorteil aller Postbankkunden.
Unternehmensprofil der Postbank:

Aktuell, bietet Ihnen die Postbank über das Internet einen zu folgenden Konditionen an:
Postbank - Online-Kredit:ab 4.44%efefktiver jahrenszins
Kreditbetrag:von 2.500,00 € bis 50.000,00 €
Laufzeiten:von 12 bis 84 Monate
Voraussetzungen:Sie sind volljährig Sie sind Arbeitnehmer Sie sind seit mindestens 6 Monaten bei Ihrem derzeitigen Arbeitgeber tätig und nicht selbständig keine negative Schufa